About Tri-Plus Wellness

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insurance with Zero net cost
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About Tri-Plus Wellness

Our Mission: Redefining Healthcare Accessibility

At Tri-Plus Wellness, our mission is to make healthcare truly affordable and accessible for every working American. We believe that no one should have to choose between their health and financial stability, and that going to the doctor shouldn't mean going into debt. Our approach goes beyond traditional benefits; we are dedicated to transforming how individuals access care and how employers support their most valuable asset – their people.

The New Journē Consulting Philosophy

Tri-Plus Wellness is powered by the innovative principles of New Journē Consulting, a mission-driven healthcare strategy firm. We recognized that the traditional healthcare model is often broken, leading to a workplace crisis characterized by financially stressed employees, rising absenteeism, increased turnover, and disengagement. Our team believes healthcare should be easy to use, affordable to access, and designed to support the whole person, not just process claims.

Our Solution: The Debt-Free Health Plan Model

We've developed the Debt-Free Health Plan model to directly address the most common barriers preventing employees from getting the care they need: high deductibles, coinsurance, and out-of-pocket costs. This isn't just a product; it's a design philosophy centered around accessibility, predictability, and dignity. By strategically integrating supplemental benefits, we enable employers to reimburse these costs, effectively eliminating most out-of-pocket expenses for employees.

Key principles of our Debt-Free model include:

  • Reimbursed Deductibles & Coinsurance: Protecting employees from most out-of-pocket expenses through integrated reimbursement.
  • Fixed, Predictable Copays: Simplifying budgeting and increasing trust.
  • Unlimited Preventive Care: Encouraging early detection and long-term health.
  • 24/7 Virtual Access: Ensuring timely care without missing work or travel.
  • Integrated Wellness & Education: Supporting physical, emotional, and lifestyle needs.
  • Life-Stage Navigation: Adding guidance and resilience across key life events.
  • Affordable Premiums: Keeping coverage within reach without shifting costs to employees.

Transforming the Workplace: A Strategic Partnership

For forward-thinking employers, healthcare is becoming a competitive advantage. Offering a Debt-Free Health Plan is strategic; it improves workforce performance, reduces turnover, and stabilizes long-term spend. We empower HR leaders and business owners to become architects of well-being, designing plans that reflect the needs of their people and the mission of their organization.

We partner with brokers, advisors, and employer groups nationwide to bring these principles to life, helping organizations build trust and cultivate a healthier, more loyal, and productive workforce. Our vision is a future where no one delays care, medical debt is no longer a personal burden, and every benefits package truly makes people stay.

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